Checking Accounts


Non Interest Bearing

Alliance Checking

There is a $100.00 minimum opening balance requirement. This account has a monthly minimum balance of $500 in order to keep from incurring a $8.00 monthly service charge. This account has no per check charges. Paper statements are $2.00 per month. Internet Banking, eStatements, and debit cards are free with this account. Replacement debit cards are $5.00.

Interest Bearing

Emerald Checking

There is a $100.00 minimum opening balance requirement. This account has a monthly minimum balance of $500 in order to keep from incurring a $8.00 monthly service charge. This account has no per check charges. Paper statements are $2.00 per month. Internet Banking, eStatements, checks, and debit cards are free with this account. Replacement debit cards are $5.00.

Preferred Checking

There is a $1,500.00 minimum opening balance requirement. This account has a monthly minimum balance of $1,500.00 and a $10.00 monthly charge if the balance falls below $1,500.00 There are no per check charges. Paper statements are $2.00 per month. Internet Banking, eStatements, and debit cards are free with this account. Replacement debit cards are $5.00.
 

These product terms apply only to the Alliance Bank branch in Waco, Texas.

  Alliance Checking Emerald Checking Preferred Checking
Minimum to open $100.00 $100.00 $1,500.00
Debit Card Yes Yes Yes
Minimum Balance to avoid S/C $500.00 $500.00 $1,500.00
Paper Statement $2.00/Month $2.00 $2.00/Month
eStatements FREE FREE FREE
Interest No Yes Yes
Free Checks No Yes No
Unlimited Check Writing Yes Yes Yes
Service Charge $8.00 if balance falls below $500.00 $8.00 if balance falls below $500.00 $10.00 if balance falls below $1,500.00

 


   
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