Privacy Policy
We, our, and us, when used in this notice, means Alliance Bank
Central Texas.
This is our privacy notice for our customers. When we use the words
“you” and “your” we mean the following types of customers:
Our consumer customers who have a continuing relationship by
purchasing or holding financial products or services such as a (n):
- Deposit Account
- Loan Account
We will tell you the source of the information we collect about
you. We will tell you what measures we take to secure that
information. We first define some terms. Nonpublic personal
information means information about you that we collect in
connection with providing a financial product or service to you.
Nonpublic personal information does not include information that is
available from public sources, such as telephone directories or
government records. Hereafter, we will use the term “information” to
mean nonpublic personal information as defined in this section. A
nonaffiliated third party is a person we do not employ or a
company that is not an affiliate of ours. This is also known as
nonaffiliated third party, or simply, an “other party”.
YOUR INFORMATION
We may disclose information about you. Here are the kinds of
information and the source of that information: Transaction and
experience information from our account records:
- Name
- Address
- Account Balance
- Account Activity
- Types of Accounts
- Parties to the transaction
- Payment history
- Deposit history
Federal law allows us to disclose the information listed above. You
do not have a right to opt out of the disclosures of this information.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as
permitted by law. DISCLOSURES REGARDING CONFIDENTIALITY
AND SECURITY OF INFORMATION
Alliance Bank Central Texas makes the confidentiality and security
of our customers' information a priority. We restrict access to
nonpublic personal information about you to those employees who need
to know that information to provide products or services to you. We
maintain physical, electronic, and procedural safeguards that comply
with federal regulations to guard your nonpublic personal information.
CATEGORIES OF INFORMATION THE BANK COLLECTS
We collect information about you when you open an account, apply
for a loan, and through the administration of these accounts. The
categories of information the bank collects include:
- Information we receive from you on applications or other
forms.
- Information about your transactions with us or others on
transaction accounts, savings accounts, certificates of
deposits, credit applications, loan accounts and the like.
- Information we receive from credit reports from consumer
reporting agencies when customers apply for any type of credit
with our bank.
CATEGORIES OF INFORMATION THE BANK MAY DISCLOSE
Alliance Bank Central Texas does not disclose any nonpublic
personal information about our customers or former customers to
anyone, except as permitted by law. In particular, this bank has no
intention of selling customer lists to others so that they can market
products directly to you. We are partners with you in protecting your
privacy, and we take that partnership seriously. Notify us
of Inaccurate Information we Report to Consumer Reporting
Agencies
Please notify us if we report any inaccurate information about your
account(s) to a consumer reporting agency. Your written notice
describing the specific inaccuracy(ies) should be sent to us at the
following address: Alliance Bank Central Texas P.O. Box 7554 Waco, TX.
76714. Consumer Complaints/Texas Notice
Alliance Bank Central Texas is a chartered bank under the State of
Texas and by state law is subject to regulatory oversight by the Texas
Department of Banking. Any consumer wishing to file a complaint
against Alliance Bank Central Texas should contact the Texas
Department of Banking through one of the means indicated:
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All Rights Reserved.